Remember, that ''time is money''. He that can earn ten shillings a day by his labor, and goes abroad, or sits idle, one half of that day, though he spends but sixpence during his diversion or idleness, ought not to reckon ''that'' the only expense; he has really spent, or rather thrown away, five shillings besides.
Remember, that money is the ''prolific, generating nature''. Money can beget money, and its offspring can beget more, and so on. Five shillings turned is six, turned again is seven and threepence, and so on, till it becomes a hundred pounds. The more there is of it, the more it produces every turning, so that the profits rise quicker and quicker. He that kills a breeding sow, destroys all her offspring to the thousandth generation. He that murders a crown, destroys all that it might have produced, even scores of pounds.〔Benjamin Franklin, ''Advice to a Young Tradesman, Written by an Old One'' (1748), Italics in the original〕